Insurance Solutions for Landlords, Agents, and Tenants
Whether you’re a landlord looking to safeguard your investment, an agent managing properties, or a tenant ensuring your personal belongings, we offer a range of insurance products designed to cover your needs. Explore our tailored insurance offerings below.
Trusted by our partners
Irrespective of whether you are a landlord, agent or tenant, our range of partners
can ensure that you are in safe hands.
Insurance forLandlords
Our award-winning, five-star-rated Landlord’s Insurance covers everything from accidental damage to loss of rent. Key features include:
- Malicious damage by tenants (including cannabis farms)
- Accidental damage cover
- Unoccupied property cover (up to 90 days)
- Rehousing your tenant after damage
- Loss of rent reimbursement following damage
Tenant’s Content and Liability Insurance
Our Tenant’s Content and Liability Insurance offers coverage for personal belongings, plus liability protection for tenants. This insurance also provides a great way for agents to earn additional commission.
– Link for Tenants: Get a Quote
Commission for Agents:
– New Business and Renewals: £10 per successful policy.
Legal Expenses and Rent Guarantee Insurance
Peace of Mind for Landlords and Agents
Two options are available for this coverage:
-
Agents Purchase
For agents managing properties, you can purchase Rent Guarantee Insurance on behalf of your landlords for £135 (inclusive of tax).
Learn More
Commission: Decide your markup. -
Landlords Purchase Direct
Landlords can purchase this insurance directly for £215 (inclusive of tax). Agents can recommend this for both tenant-find and managed properties.
Home Emergency Cover
Emergency Response When You Need It Most
Home Emergency Cover ensures that landlords and tenants are protected during urgent domestic issues like plumbing, boiler breakdowns, or security problems. Coverage includes:
– Plumbing and drainage problems
– Utilities failure
– Vermin infestations
– Damage to external locks, doors, or windows
Features:
– From £135 per property
– No excess
– Unlimited claims (up to £500 per claim)
– 24/7 emergency helpline
Why choose us?
Quick and Easy Claims
Simple processes and 24/7 support make managing insurance stress-free.
Earn While You Serve
Agents can benefit from commissions on all new policies and renewals, providing additional revenue streams.
Tailored Solutions
Each insurance policy is designed to suit the unique needs of landlords, tenants, and agents.
What Our Users Have To Say
Landlord and Tenant Protection has transformed how we manage our properties. The ability to easily track applications and streamline the entire process has saved us so much time. It's a must-have for any letting agency looking to simplify their workflow.
Robert Lane
Letting AgentI love how I can track my rent payments and build my credit score at the same time. The platform is easy to use, and knowing that I have tenant liability insurance gives me peace of mind. It’s perfect for tenants who want more control over their rental history and financial future.
Thomas Lopez
TenantAs a landlord, finding good tenants is crucial. With the tenant rating feature, I feel more confident in my decisions. I also appreciate the rent guarantee insurance option, which offers extra peace of mind. This platform has made managing my properties so much easier.
Amber Page
LandlordInterested in using our platform and services?
Our rent guarantee insurance grants you the peace of mind that your rental income stream will not be disrupted. In addition, by subscribing to our platform, landlords can access a host of useful features, including tenant referencing, tenant ratings and credit score contributions for tenants.
Frequently Asked Questions.
What is rent guarantee insurance?
Rent guarantee insurance is a type of insurance policy that protects landlords when tenants do not pay their rent. It typically covers the loss of rental income, as well as any legal expenses incurred in the eviction process.
Is landlord rent insurance worth having?
It depends on your specific circumstances. Rent guarantee insurance can be useful for landlords who rely on rental income for their livelihoods – so a cash-flow problem could cause real issues. However, individual landlords should evaluate the benefits of an insurance package against its cost to identify whether it is worth it for them.
Is rent guarantee insurance allowable expense?
Yes, rent guarantee insurance is a considered an allowable expense. Policies are tax deductible if you claim the cost as a business expense.
What is rent guarantee insurance for DSS?
A landlord may choose to take out rent guarantee insurance for a DSS tenant (a tenant who pays their rent with housing benefit), to cover the eventuality that their financial circumstance renders them unable to pay. Since these tenants carry a higher risk of missing rent payments, DSS rent guarantee insurance policies tend to be more expensive.
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